If I didn't have the money, I probably would have started with community college. Thankfully my parents paid for undergrad, but I had to cover my own butt for grad school. At least when it's done, it's done, no need to go back for yet another master's, because boy, I'm done with all that stuff.

I think my next few steps would be to get certifications. I've heard those can be tricky, too, but at least they don't seem quite as bad as going back to school.