Fear?

[Palamon]

Is there anything you're afraid of?

[Neo Emolga]

Going helplessly into debt. AKA Peniaphobia.

Debt just freaks me out. I hear horror stories of people with student loans, foreclosures, bankruptcy, and all kinds of other financial freak-outs and it makes me paranoid of the same thing happening to me. I mean heck, I couldn't even stand playing Animal Crossing with the whole debt thing hanging over my head like I might as well have slave tags and shackles on me as well.

Meanwhile, the $19 trillion US Debt really makes me feel like moving to another country, it's so bad. The total debt per citizen is currently $201K, which is something I could never even come close to affording if that kind of thing were to suddenly fall down on me.

[Suicune's Fire]

Wow, a fear of debt. I can relate to that. That's why I'm neeeeeeeevvvvvvveeeeeerrrrrr getting a credit card. Nope. Bye. I'd take a loan out on a house if I knew I could pay it back in a short time, but nothing else.

I have a fear of asphyxiation. I don't get claustrophobia though. Just...asphyxiation and drowning seems so horrible to me. Apart from those things, I don't really have any fears aside from the usual instinctive fear of harm and death that keeps me alive. xD But nothing that stands out.

[Chakramaster]

Going helplessly into debt. AKA Peniaphobia.

Debt just freaks me out. I hear horror stories of people with student loans, foreclosures, bankruptcy, and all kinds of other financial freak-outs and it makes me paranoid of the same thing happening to me. I mean heck, I couldn't even stand playing Animal Crossing with the whole debt thing hanging over my head like I might as well have slave tags and shackles on me as well.

Meanwhile, the $19 trillion US Debt really makes me feel like moving to another country, it's so bad. The total debt per citizen is currently $201K, which is something I could never even come close to affording if that kind of thing were to suddenly fall down on me.

Debt is something I'd rather NEVER have....but already before any of us in the U.S. even become of legal age....we owe money like Neo said. It's no small number either. It's why not only me, but many others feel like moving out of the country. Luckily right now I'm able to keep up with my credit card payments.

I'd say a fear of drowning. Maybe even a slight fear is developing of driving. Especially where I live. Everyone around here is either becoming a worse driver or not learning to take more care for others on the road and it suuuuuuuuuuckkkkks.

Maybe one, but it's small. I kinda worry about my lung collapsing again. Occasionally I get pains where I had the original pain when it collapsed and it makes me worry it might start happening again. In fact, I could've SWORE it did a few weeks ago. Felt a pop in my back (not the usual good popping back into place kind....the one that physically hurt) and soon after regaining composer after I found it hard to breathe again like before. Luckily an hour later after getting x-Ray scan. Nothing could be seen and the pain had pretty much subsided. I just have some residual pains every now and then still and it worries me. So I guess you could call it a fear.

[Mujaffa]

car crashes, not as much being in one as much as being first on scene. if there's one thing in this world i cant handle it's blood and broken bones and stuff like that. so basicly if i ever ws first on scene and there was blood i'd probably faint instead of being of any use

[Severin]

I have lots and lots of fears. Let's see... I have a more unusual fear: I have a phobia of dogs. If a dog comes running up to me, no matter how small or cute, I will freak and get really scared, which sucks, cus I love dogs and think they're so cute!

[Chibi Altaria]

Wow, a fear of debt. I can relate to that. That's why I'm neeeeeeeevvvvvvveeeeeerrrrrr getting a credit card. Nope. Bye. I'd take a loan out on a house if I knew I could pay it back in a short time, but nothing else.

I have a fear of asphyxiation. I don't get claustrophobia though. Just...asphyxiation and drowning seems so horrible to me. Apart from those things, I don't really have any fears aside from the usual instinctive fear of harm and death that keeps me alive. xD But nothing that stands out.

I ain't never getting a credit card, either! The way I look at it is if you can't afford it yourself, you probably shouldn't be buying it. The only thing I'd take out a loan for is a house.

I don't like other cars... So fear of crashes? Mainly due to all the idiots on the roads nowadays. If it were just me out there I'd be fine. Also being alone and dying. You know, the major ones. xD

[Neo Emolga]

I have a credit card for buying convenience and rewards points, but yes, I watch the online statements like a hawk. And even so, I would NEVER spend money I don't have and make sure I pay those things early (sometimes twice a month when it's really not necessary).

[Chakramaster]

Yup, with credit card all you need it good management and make sure it gets paid off. Watching statements to make sure no crazy payments go out without your knowledge. If they do, check in with it and fix it (sometimes they happen and you just need to make a call). It's pretty intimidating to think about, but sometimes it helps and is necessary to have a CC.

[Noblejanobii]

Lesbiansssssssssssss. Nah I'm just kidding, kind of. Those of you who care know why.

But in reality I'm like terrified of so many things and they're all stupid. Let's see, I'm scared of the dark, heights, my mother, and cockroaches. I swear though that last one is so warranted. Those things are the devil's incarnates.