Well I'd say the point of this thread is more to focus on the designs rather than the quality! What's your usual process? Draw, scan, outline, color? Also do you have any programs like GIMP of Paint.Net that support layers and transparency?

And of course you always have the option to just draw the entire thing on paper and scan it. Maybe provide a color key for where each color goes if you don't want to add any to the actual pic. Or hell, you don't have to color it at all if you don't want to. Its totally your call! :D But if you're interested, Paint.NET is free and a lot easier to use than GIMP, for instance.
@Caite-chan