Haha! xD My brother works at a money lending company and he says after Christmas they're expecting to get tons of loan applications from people wanting to consolidate their credit card debt. o_O I kind of feel like you shouldn't be buying a heap of presents if you can't afford it.
I have no idea what to get my family this year either. xD Everyone always wants lists of stuff I want but I find that so boring and like it kind of defeats the purpose. It's not fun opening presents unless it's a surprise for me. xD








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