Hm... He/she/they do(es) have a point... Plus, near the end, because it was a bit short on "stuff to do," ordinary folks who have full stats just sat around, doing skills or an aimless interview. It would be interesting if there were useful things to do at all time, like you mentioned money, so "Work Part-Time Job" could be an action, or more crafting stuff, that kinda jazz. Basically, a way for people to help when the team's waiting for someone particular to get done with a thing.